Never Pay Full Price

Never Pay Full Price

You can get a discount on virtually every good or service you buy. Here are a few common ways to save money on a good/service:

• Buy gift cards at a discount
  • Bestbuy, Costco, Dollar General, Giftcards.com, Sam’s Club, Staples, and Target have some of the steepest discounts on third-party gift cards.  
• Join their rewards program and download their app
  • Many retailers will give you a discount for joining their rewards program, signing up to receive text messages, or downloading their app.
• Use a shopping portal
  • Check Cash Back Monitor to find which shopping portal has the best discount on the retailer you are shopping through. The discount from these portals usually “stacks” or is added to the discount you get elsewhere.
    • Rakuten, Capital One, and Swagbucks are the three shopping portals I use the most.
• Credit card benefits
  • More premium cards such as the Chase Sapphire Reserve have annual benefits that will directly pay for at least a portion of a good or service.
• Credit card category bonuses
  • Cards such as the Chase Ink cards have category bonuses of 3%-5% on select retailers such as gas stations, grocery stores, and office supply. These bonuses usually “stack” with whatever other discounts you are able to apply.
• Credit card offers
  • All the major credit cards have an offers section where there are discounts offered on different retailers. Like shopping portals these offers often stack with others.
  • The Card Pointers app will automatically apply any applicable card offers at check out.
• Wait for sales
  • All major retailers have sales at different points in the year.
• Ask for a discount!
  • If the retailer is not a massive company, it may be willing to give you a discount just for asking. I know it can feel awkward but the worst thing they can say is no.

The companies below all have some way to get 10%+ savings on their products or services. The top bullet point is the most meaningful discount currently available. I know it is currently a short and random list, but I am going to turn this into an easy to use Google Doc and permanent part of the site that will be constantly expanding, so stay tuned.

Bowlero/Lucky Strike

• Costco: $100 (2x$50) Bowlero or Lucky Strike gift cards ($25X4) for $79.99
• App: Get 10 points for every $1 spent at Bowlero excluding alcohol by downloading the Bowlero App. Each point is worth about $.01, as you get a $10 discount at 1k points, $15 at 1,500 etc.

Dave & Busters

• Costco: $100 (2x$50) Dave & Busters gift cards for $79.99
• App: Constant promotions via their rewards app on which you can also load Powercard balances so you don’t lose them.
• Ebay: Search Dave and  Busters on Ebay and you will see a large number of Powercards  with tickets and chips. You can use the tickets to buy food ($5 per 1,000 tickets). As is the case with all gift cards there is always the risk the seller isn’t being truthful about the card balance. From what I can tell on Redditt forums, the tickets are worth roughly $4-5 per 1,000 tickets. You cannot use tickets to buy chips.  
• There are often surveys on the Dave and Buster’s receipts that have $10 off $10.

Disney World and Land

• Periodic 10% off Disney gift card sales throughout the year at Target and Costco
• Southern California and Florida resident passes with significant discounts.

Disney Hotels

• Rather than paying for a Disney hotel directly you can buy points from people who own Disney time shares at David’s Vacation Rentals and get rooms for a 30-50% discount compared to cash rates.

DoorDash

• Chase Sapphire Reserve holders get $20 and Chase Sapphire Preferred holders get $10 per month in credit that can be used for grocery, convenience, and retail.
• DoorDash has frequent sales of 15-25% off DoorDash gift cards in the app.
• Staples and BestBuy have 10-15% off DoorDash gift card sales throughout the year.

Gap

• Sign up for their text messaging list, they have discounts all the time.

Inkind

• Join Inkind via my referral link and get $25 off your first $50 bill
• Costco: $100 inKind gift cards for $75, frequent $100 for $65 sales.
• You can join their membership for $9.99 a month which comes with a $50 off a $150 bill each month.
• Inkind periodically has discounts for different restaurants.

Instacart

• Use your $10/20 a month Chase credits
•  Costco Executive Members get $10 off a $150 order per month.

Movie Theaters (AMC, Cinemark, Regal, Fandango)

• Costco: $100 (2x$50) cards for $80 at all three major cinema chains.
  • For all 3 chains max 5 transactions, 10 units per membership every 14 days. Once you purchase you must wait another 14 days to purchase the gift cards at a discount again.
  • Costco’s AMC deal is two black tickets plus a $20 gift card.

Spafinder

• Costco: $100 (2x$50) Spafinder gift cards for $80
• If you really like a masseuse you can always ask them to come to your house/office. Even with the additional cost of making a house call it still may be cheaper because they don’t have to pay the house.

Target

• Target offers 10% off Target gift cards throughout the year.
• Target Circle gives you 5% off all purchases with the Target debit card and various sales offers throughout the year.

Uber Eats

• Costco: $100 (2x$50) Uber Eats gift cards for $80
  • Costco lets you purchase up to two packages of $100 ($50×2) Uber Eats gift cards every 14 days for $80. Once you purchase you must wait another 14 days to purchase the gift cards again with the 20% discount.
  • Costco also periodically has 25% off.